Ripple Invests in Zilo and Lucuido, Two Institutional Tokenization Startups

Ripples checkbook is opening again, and this time its aimed squarely at the plumbing institutional investors actually use to move money.

Ripple has made new investments in Zilo and Lucuido, two startups building tokenized-fund and institutional trading infrastructure. The investments extend Ripples digital capital markets strategy toward institutional tokenization and DeFi-style trading spanning both centralized and decentralized exchanges.

Zilo and Lucuido both operate in the tokenized fund and institutional infrastructure space, an area thats attracted growing investor interest as traditional asset managers explore bringing fund structures on-chain to unlock faster settlement and broader distribution than conventional fund administration allows.

Ripple has increasingly positioned itself as an infrastructure investor across the tokenization space rather than solely a payments company built around XRP, using its balance sheet to back startups building complementary institutional-grade tools that could plausibly integrate with or route through Ripples own settlement infrastructure over time.

Strategic investments like these give Ripple early exposure and influence across the institutional tokenization ecosystem without requiring the company to build every piece of infrastructure internally, a common approach among larger crypto infrastructure companies looking to shape an emerging market from multiple angles at once.

Want to understand what tokenized fund infrastructure actually does differently from traditional fund administration? Learn more in the Bitcoin Academy.