We just covered dollar-cost averaging versus lump sum investing in the Academy, and I am curious what people here actually do in practice, not just what the theory says.

Do you DCA on a fixed schedule regardless of price, or do you lean more toward buying bigger chunks when you feel the price looks attractive. And has that approach actually held up for you through a full cycle, or did you end up changing your mind partway through.

Genuinely curious to hear real experiences here, not just the textbook answer.